That new motorcycle that you’ve always promised yourself may not be out of reach. Here at Ultimate Moto we specialise in finding you the right finance product to suit your needs and have over 25 years of experience.
Ultimate Moto Limited is authorised and regulated by the Financial Conduct Authority (FCA), the independent watchdog that regulates financial services.
Our FCA Firm Register Number (FRN) is 651755. You can verify this information by checking the FCA Register which can be found at https://register.fca.org.uk/s/ or by contacting the FCA on 0800 111 6768.
The FLA introduced Specialist Automotive Finance (SAF) in 2007 to help raise the standard of vehicle finance information provided in showrooms for the benefit of vehicle buyers. SAF is entirely funded by FLA member finance companies who want to increase confidence in vehicle finance.
Ultimate Moto Limited is approved by the Finance and Leasing Association (FLA) ensuring all our staff have compleated regular training and assesments via the Specialist Automotive Finance (SAF) Process.
The following types of finance are available.
Hire Purchase (HP)
If you want to own the motorcycle outright at the end of the agreement this is the product for you, fixed monthly payments so you know where you are each month. Flexible deposits from as little as £250. Term can be arranged from 1 year to 5 years and anything in between. The motorcycle must not exceed 15 years at the end of the agreement.
Personal Contract Purchase (PCP)
This product is available for motorcycles up to 4 years from the date of manufacture, and off sets some of the balance to the end of the agreement meaning the monthly payments are typically lower than that of a comparable HP deal. Helping you ride a newer machine.
The off set balance is a guaranteed future value meaning that at the end of the agreement you could bring it back to part exchange the machine that would be the minimum amount, usually the part exchange price will be higher. You can hand it back with nothing further to pay or pay the amount outstanding and keep the motorbike.
Again Deposits are as low as £250 and terms on this product is usually 2-4 years.
This product is perfect for a machine that does not suit the age profile for a HP or PCP type deal. As A few older Machines are still commanding decent money we have a facility in place to help cater for clients that wish to fund these type of bikes. The Personal Loan is not attached to the motorcycle and is a fixed amount over a fixed term. Again deposits start at £250 with terms ranging from 1-5 years.
Low Credit Score
We have got various funders in place offering finance to our clients, some of our funders specialise in low credit score customers, so if you know you’ve got a low credit score or just aren’t sure why not give us a try. We have non judgemental staff who would be happy to help, it’s often easier and you could be on the bike faster than using an external credit company.
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All finance is subject to status and income, applicants must be 18 years of age or over. Your motorcycle may be at risk of repossession if you do not keep up repayments. Terms and Conditions apply please contact us for full details.